Services

WALL STREET FINANCIAL GROUP NICHE PRODUCTS

FHA Mortgages

Purchase or Refinance of 1 - 4 Family Properties

FICO score can be as low as 550
97.75% Loan To Value

Rate & Term Refinance
85% Loan To Value for Cash-out Refinances

Purchase Down Payments as low as 3.5% or Entire down payment as a gift
1 FICO score allowed with Automated Underwriting approval

As low as 580 FICO score on ARM & Fixed loans up to a mortgage amount of $625,500

Bankruptcy allowed
Chapter 13
Foreclosures
Short Sale

Conventional Mortgages

Purchase of Owner Occupied Home

Fico Score 620 and above

1 Family Homes - 95% Loan to Value

2 Family Homes - 90% Loan to Value

3-4 Family Homes - 75% Loan to Value

Refinance - Cash outs

Fico Score 620 and above

1-2 Family Homes - 80% Loan to Value

2-4 Family Homes - 75% Loan to Value

Second Homes - Cash out

High Balance Loans for 1 - 4 Family Homes

Purchase & Rate/Term Refinance

Owner Occupied

Fico Score 620 and above

Loan amountsabove $625,500

1 Family Homes - 90% Loan to Value

2-4 Family Homes - 75% Loan to Value

Jumbo Loans

Purchase and Rate/Term Refinances

1 Family Owner Occupied - 80% Loan to Value with a Fico score of 740 for a loan amount $2,000,000

75% Loan to Value with a Fico score of 720 for a loan amount of 2,000,000

70% Loan to Value with a Fico score of 700 for a loan amount of $1,500,000

Cash out Refinance

65% Loan to Value with a Fico score of 700 for a loan amount of $1,500,000

55% Loan to Value with a Fico score of 700 for a loan amount of $2,000,000

Commercial Mortgages

Leading the Industry in Commercial Loan Financing

Minimum/Maximum loan amounts: $750,000 - $25,000,000 million

Interest Only: 1 - 3 years is available in certain circumstances

Traditional Properties Types:

Mixed Use Properties

Multi-Families

Shopping Centers

Office Buildings

Condos

Hospitality Properties

SBA Loans

Gas Stations

Gut and Rehabs

For further details, and a free consultation,

please contact us at 973.227.6000 or via email at ts@wallstreetfinancial.net